📄 Terms of Use

Conditions governing use of this tool. Last updated March 2026.

Read before using. By accessing or using Bolt, you agree to these Terms of Use. If you do not agree, do not use this tool.

1. Acceptance of Terms

These Terms of Use govern your access to and use of Bolt, an insurance research tool that provides product age estimation, manufacture date decoding, and replacement value research. By using this tool, you confirm that you have read, understood, and agree to be bound by these terms.

2. Intended Purpose

Bolt is designed to assist insurance professionals, adjusters, property owners, and researchers in obtaining preliminary information about product manufacture dates and approximate replacement values. It is a supplementary research aid, not a definitive source of record.

This tool is intended for use in a professional insurance research context. It is not intended for consumer-facing appraisals, legal proceedings, or any use requiring a certified or defensible opinion without independent verification.

3. Results Must Be Independently Verified

All results generated by Bolt — whether from serial number decoding, AI-assisted product lookup, or any other feature — are estimates based on available data and probabilistic models. They are provided for informational purposes only and must be independently verified before being used in any formal, legal, or financial context.

Supporting verification may include but is not limited to: manufacturer records, purchase receipts, installation documentation, physical inspection, or contact with the original manufacturer.

4. Not a Substitute for Professional Judgment

Bolt does not replace the expertise, training, or professional judgment of a licensed appraiser, insurance adjuster, claims professional, or other qualified individual. Results should be treated as a starting point for research, not a conclusion.

Users are solely responsible for evaluating the reliability of any result and for any decision made based on information obtained through this tool. No result from Bolt constitutes a certified appraisal, professional recommendation, or legal determination.

5. Permitted Use

You may use Bolt for lawful, good-faith research related to insurance claims, property assessment, or product age estimation. Use of this tool is subject to the restrictions outlined in our Security Policy, including prohibitions on automated access, scraping, and reverse engineering.

6. No Warranties

This tool is provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory. We make no representation that results will be accurate, complete, current, or fit for any particular purpose. Use of this tool is entirely at your own risk.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Bolt and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or reliance on this tool, including but not limited to errors in results, service interruptions, or decisions made based on tool output.

8. Third-Party Services

Bolt integrates with third-party services including Google's Gemini AI API and Upstash Redis. Use of these services via Bolt is also subject to those providers' terms and policies. We are not responsible for third-party service availability, performance, or data handling practices beyond what is described in our Privacy Policy.

9. Changes to These Terms

We may update these Terms of Use at any time. Continued use of the tool after changes are posted constitutes acceptance of the revised terms. The date at the top of this page reflects when the terms were last updated.

10. Contact

Questions about these terms may be submitted through our contact form.